AML Program Assessment
Independent assessment of customer due diligence files, alert disposition quality, and escalation discipline for fintech compliance teams.
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Fieldwork that respects how money actually moves
We audit payments controls, AML programs, and licensing narratives for fintech operators who need examiners, banks, and boards to find the same story in the evidence.
Flagship engagement
Payments Controls Audit
Our core commission for payment institutions, wallets, and remittance houses: map authorization to settlement, sample the exception queues that grow after hours, and leave a ranked findings register your operations team can staff before the next exam window.
Engagements typically run four to seven weeks from kickoff binder to closing letter, with an on-site walkthrough when corridors or agent networks need seeing in person.
Related commissions
A coherent family of audit work
Each engagement stands alone, yet they share the same sampling discipline and plain-language closing style.
Licensing Readiness Review
Pre-submission walkthrough of control narratives, board minutes, and capital adequacy evidence for fintech licensing applications in Taiwan.
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Partner Bank Assurance Pack
Targeted assurance letters and control summaries tailored to the questionnaires your correspondent or sponsor bank actually sends.
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What clients remember after closing
“They caught that our refund queue had no second reviewer after 7 p.m. — an awkward finding, but exactly what our sponsor bank later asked about. The remediation list was shorter than I feared and more specific than our last consultant’s memo.”
“The licensing readiness brief made us rewrite two control narratives we had been too fond of. Filing still took weeks, but we stopped answering clarifying questions we should have anticipated.”
Kinmen base
An audit house with a quiet address
Copper Reed works from 737 King Loaf, 金門市, 福建省, Taiwan, with fieldwork across Taiwanese fintech teams and regional partners who need English engagement letters and bilingual evidence handling when filings demand it.
We write findings the way examiners read them: tied to samples, owners, and dates.
Meet the house
Next step
Send the corridor list and the exam window
Tell us which product lines are in scope, which partner bank is asking, and when fieldwork must finish. We reply within two business days with a scoping note and fee band.